February 22, 2011 > Avoid foreclosure Avoid foreclosure City of Hayward to host event to help homeowners avoid foreclosure Submitted By Omar Cortez, City of Hayward The City of Hayward, in conjunction with major lenders and housing agencies, will host a Foreclosure Prevention/Help for Homeowners community event at Hayward City Hall, 777 B Street, on Saturday, February 26, 2011 from 10:00 a.m. to 3:00 p.m. Four major lenders have confirmed their participation - Wells Fargo Mortgage, CHASE, GMAC Mortgage and Bank of America. The nation's two largest mortgage investors, Fannie Mae and Freddie Mac will also be present. Lenders will invite residents, who are in the loan modification process or have defaulted on their loans, to discuss the options available to avoid foreclosure. The event will target residents of the East San Francisco Bay region including Union City, Fremont, San Leandro, Hayward and unincorporated Alameda County (including Fairview, Ashland, Cherryland, San Lorenzo and Castro Valley). Attendees may seek counseling from several area non-profit, HUD-approved counseling organizations such as Unity Council, ECHO Housing, Operation HOPE and Project Sentinel at the event. In addition, Housing and Economic Rights Advocates (HERA) will be on hand to help homeowners with legal matters related to foreclosures. The organization Tenants Together (San Francisco) will be present to help renters living in foreclosed or at-risk homes. To make the most out of this event, attendees should take the following - monthly mortgage statement; information about other mortgages on your home (if applicable); two most recent paystubs, documentation of income from other sources or most recent quarterly profit and loss statements, if self-employed; two most recent bank statements; account balances and monthly payments for credit cards and other debts; estimates of other monthly expenditures (such as utilities, insurance, and medical bills). The Request for Modification and Affidavit Form and the IRS Form 4506T-EZ, which will need completion, will be available on site but can be downloaded and printed at www.MakingHomeAffordable.gov. For more information, contact Omar Cortez at (510) 583-4246 or at Omar.Cortez@Hayward-ca.gov Foreclosure Prevention Saturday, Feb 26 10 a.m. - 3 p.m. Hayward City Hall 777 B Street, Hayward, (510) 583-4246